Dream finance is a wholly owned Ghanaian company, which commenced its operations in November 2008 to provide “booster shots” and financing that will enable small businesses to expand, providing employment and contributing to national development. Our focus is to be involved in providing the needed and the most important of all, training and support to ensure that these businesses succeed within the short to medium term to be able to service their facility.
The company attaches urgency with speed to make sure our cherished and prospective clients are satisfied and will be willing to come back and also recommend us.
On the quite, DFL, has championed the microfinance service industry with flexible, hassle free and easy processed facility to our cherished and prospective clients.
With a humble beginning of Six (6) staff strength, the company has grown to a current staff of about 370 as at the end of 2012, serving five (5) regions in Ghana with seventeen (17) branches and still counting.
The company in the near future, will be opening its business doors to nearly two(2) more regions, with four(4) branches and by close of 2013, we are going to cover eight (8) regions with four(4) branches more.
At Dream Finance, We are here to Listen, Serve and Inspire
DFL’s vision is “To provide painless repayable credit to the micro end of the market with competitive urgency.”
To serve the micro segment of the business community which has been underserved by the formal banking system, by providing convenient credit that improves their livelihood through income- generating activities. In so doing, our employees will become our greatest assets to enable them return superior shareholder value.
Our Operating Philosophy
We strive to be the first choice for customers within target market;
Product innovation and creativity is the hallmark of our operations as we seek to satisfy the ever- changing and complex needs of our target market Speedy processing of loans (in less than 24 hours); and Total loan recovery to guarantee the security of investments and promptly pay attractive interest rates to investors.