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DFL is a wholly owned subsidiary incorporated in November 2008 as a limited liability company. DFL is a forerunner of the unique business model of providing easily accessible credit with painless repayment attributes in Ghana.

Dream Finance Limited is a Bank of Ghana licensed Finance House and operates as a second tier “bank” catering for the needs of micro, small and medium sized companies/businesses in Ghana.

DFL pioneered the unique business model of providing easily accessible credit with painless repayment attributes in Ghana.

DFL is the forerunner to Dream Africa’s current portfolio and is a wholly owned subsidiary incorporated in November 2008 as a limited liability company.

Vision

DFL’s vision is “To provide painless repayable credit to the micro end of the market with competitive urgency.”

Mission

To serve the micro segment of the business community which has been underserved by the formal banking system, by providing convenient credit that improves their livelihood through income- generating activities. In so doing, our employees will become our greatest assets to enable them return superior shareholder value.

Our Operating Philosophy

  • We strive to be the first choice for customers within target market;
  • Product innovation and creativity is the hallmark of our operations as we seek to satisfy the ever- changing and complex needs of our target market
  • Speedy processing of loans (in less than 24 hours); and Total loan recovery to guarantee the security of investments and promptly pay attractive interest rates to investors.